For many people in the United States, their only source of income each month is their Social Security check. Because of this, not getting a check on time can be a problem for many people whose income comes directly from checks.
A lot of Americans depend on Social Security as their only source of income, so being able to choose exactly when the payment comes each month is very important. It is also important to know how to collect the payment if it is late, and experts talk about how to do this to get our retirement or disability benefit.
How to claim the Social Security payment, according to the experts?
Experts say that getting Social Security funds is easy in two ways. The first of these two ways is usually all that needs to be done. In very few situations do we need to use the second way to get the back retirement payment.
Here are the ways you can get this payment:
- Contact the bank.
- Contact Social Security.
The bank has usually held on to the payment when there are delays with the Social Security check. There are many possible reasons, so we should call the bank first to find out what is wrong with our check.
Any of the Social Security offices should be our first stop if the bank can not help. With this other way, we will know for sure how to get our retirement check.
Avoid delays in Social Security
People who get a monthly Social Security check should know that there are a few things they can do to make sure they do not miss payments. When we think about how the retirement check comes every month, we need to be ready for that moment.
So, here are some ways to make sure these payments are made on time:
- Know the payment schedule:Each retiree gets his or her check on a different day, so knowing the payment schedule makes our life much easier.
- Do not have debts with the bank:If we have debts, the bank may withhold money from our monthly Social Security check.
- Update personal information: We should not have our personal information out of date either at the bank or in our Social Security account.
- We must activate Direct Deposit: Although this is not mandatory, it is advisable in case we want to get the payment the moment the Administration sends it.
Also see:-On October 10, the new Social Security 2025 Cola Payment Increase will be made public