Social Security announces the first payment date for retirees, with a bigger cheque. It is official

More than 70 million people are likely to officially agree to a new increase in Social Security checks for 2025. This is how Social Security payments will work in 2025.

The new raise cheque will be sent out in January, according to the Social Security Administration. The Bureau of Labour Statistics should announce the official cost of living adjustment (COLA) increase in the first week of the following month.

This will set the payment amounts. The exact number is unknown, but the Senior Citizens League (TSCL) thinks it will be between 2.73 and 3.2%.

Find out about the new dates for payouts in the coming year and the amounts that each beneficiary will get if you are eligible for Social Security benefits.

Social Security checks might increase by around 2.5%

People who get Social Security benefits are chosen based on their age, work experience, type of disability, and ability to qualify for the SSDI program, among other things.

The cost of living adjustment (COLA) will be added to the monthly payment amount by the Social Security Administration.

Since the official 2025 COLA rise will not be announced until October, we want to let you know how much your Social Security checks would go up if they got a 2.5% rise every month.

Social Security announces the first payment date for retirees, with a bigger cheque. It is official — Source lagradaonline.com

Keep in mind that the exact percentage and, by extension, the amount of the payment can change. This is just a rough idea of how much Social Security benefits will go up in the future.

Retirement benefits	Monthly checks	2.5% COLA increase	Extra income
On average	$1,900	$1,948	$48
Age 62	$2,710	$2,778	$68
Age 67	$3,822	$3,918	$96
Age 70	$4,873	$4,995	$122

Disability benefits	Monthly checks	2.5% COLA increase	Extra income
On average	$1,537	$1,575	$38
Blind recipients	$2,590	$2,655	$65
Maximum payment	$3,822	$3,918	$96

SSI benefits	Monthly checks	2.5% COLA increase	Extra income
On average	$698	$715	$17
Individuals	$943	$967	$24
Couples	$1,415	$1,450	$35
Essential person	$472	$484	$12

It is important to note that this is just a guess based on the Senior Citizens League’s 2.5% COLA prediction. This means that the amount of the monthly payment could go up or down depending on the final percentage that is released in the second week of October.

When will retirees receive their new Social Security checks?

The government body is in charge of making five sets of payments every month.

The first and third days of each month are when people who get the Retirement, Survivors, and Disability Insurance (RSDI) and Supplemental Security Income (SSI) programs get their first two checks.

Then, based on the beneficiary’s date of birth, the SSA gives them three more rounds of benefits every Wednesday, the second, the third, and the fourth of each month.

The Social Security payment schedule says that people who get Supplemental Security Income (SSI) will get their first payment, which includes the COLA raise, on December 31st.

The federal office will move the payment date to the working day before, Tuesday, December 31, since January 1 is a federal holiday.

People who get SSI will be the first to get their new Social Security checks, which will include the 2025 cost-of-living adjustment boost. The agreed-upon payment times are shown in the table.

SSA programs	Monthly benefits (2025)	Criteria to deliver monthly benefits
SSI benefits	No payments in January	As previously mentioned, these beneficiaries will get their January benefits in advance on December 31st.
Retirees, survivors, and disabled Americans who claimed benefits before 1997	January 3rd (Friday)	Only those who filed for Social Security before this date are eligible to receive payments.
Retirees, survivors, and disabled Americans who claimed benefits after 1997	January 8th (Wednesday) January 12th (Wednesday) January 22nd (Wednesday)	Day of birth: 1st–10th. Day of birth: 11th–20th. Day of birth: 21st–31st.