Every year, people who get Supplemental Security Income (SSI) get paid on the first of every month. You can expect five months in 2025 when your payment date will change and not fall on the first of the month.
Beneficiaries should know that payment dates have changed for 2025 so that they do not get upset if they do not get their usual payment on the first.
SSI is an important financial program for low-income individuals
The Social Security Administration (SSA) runs a federal program called Supplemental Security Income (SSI) that helps people who are blind, disabled, or elderly and do not have a lot of money or other resources.
If someone has worked and paid payroll taxes, they can get Social Security Disability Insurance (SSDI) or Social Security Retirement Income. But SSI is based on how much money they need.
This means that a person’s ability to pay their own expenses, not their work history, determines whether they are eligible.
The goal of the program is to help people pay for basic things they need to live. Some of these are food, clothes, and a place to live.
SSI is meant to help people who are weak and may not have other ways to get money, like people who have never been able to work because of severe disabilities or older people who do not have much saved for retirement.
The amount of SSI benefits depends on the person and where they live, but the program is very important because it gives people who need it a minimum income.
Dates to watch out for in 2025
Beneficiaries should take note of the following months to watch out for for changes in payment dates for SSI:
- January: Payment moves to December 31, 2024, as January 1st is a holiday.
- March and June: No first-day payments; dates adjusted based on the preceding days.
- September and November: Adjustments made due to Labor Day and Thanksgiving.
If there is a holiday on a scheduled SSI payment date, the payment date may be moved to a different day to make sure that people get their benefits on time.
If your normal payment date is on a weekend or a federal holiday, the Social Security Administration (SSA) will usually send your payment the business day before or after the holiday.
For instance, if the usual payment date is a Monday that falls on a federal holiday like Memorial Day or New Year’s Day, the SSA might send the payment on the Friday before or the Tuesday after.
These changes are made to make sure that people who are supposed to get money get it right away, even on holidays when government offices are closed.
People who get SSI should always call the SSA or look at their online calendar to make sure that there are no changes to their payment schedule during the holidays.
Beneficiaries must ensure they budget accordingly each month
People who get SSI need to plan their finances carefully so that their limited funds are used wisely. People in this situation usually only get money from SSI, so it is important to be careful with how much you spend.
One helpful tip is to make a budget that includes all of your necessary costs, like housing, utilities, food, transportation, and medical care. People can prioritize their needs and avoid buying things they do not need by keeping track of their spending.
One more important thing to do is to use ways to save money, like opening a savings account.
To lower their overall costs, beneficiaries should look for financial help and resources that may be available in their area, such as food banks, discounted utilities, or transportation subsidies.
It is also important to go over and make any necessary changes to any legal documents, like wills or powers of attorney, to make sure that your money is handled correctly in case something happens in your life.
Lastly, talking to a financial advisor or social worker who specializes in SSI can help you get the most out of the resources you have access to while still following the rules of the program.
