For people who have been approved for Social Security Disability Insurance (SSDI), getting back pay is an important part of getting benefits. This payment is for the time between when your disability was officially recognized and when your claim was approved.
If you know how to get your back pay and when to expect it, the waiting period will be less stressful.
When your SSDI claim is approved, you should get your back pay within 60 days. The Social Security Administration (SSA) sends these payments mostly through direct deposit, but checks are also sent out sometimes.
Most claimants get their back pay on time, but sometimes there are delays because of problems with the paperwork, like banking mistakes or the need for more proof.
You should check in with the SSA again if it is been more than 60 days to make sure your payment has been processed.
Use the SSA’s online portal
One of the best ways to find out about your back pay from SSDI is to use “my Social Security,” the SSA’s online portal. Users can log in to this platform to see the status of their applications and get updates on back pay.
You can make an account with your Social Security number and some basic information about yourself if you have not already. Calling the SSA’s toll-free hotline at 1-800-772-1213 is another option for people who would rather talk to a real person.
During business hours, representatives are available, and 24 hours a day, 7 days a week, an automated system gives limited information. If the online or phone options do not help, you can also call or visit your local SSA office for more personalized help.
Make sure the SSA has your correct banking and contact information so that you do not have to wait longer than necessary. If problems happen, like long delays or differences in the amount of the payment, talking to a disability advocate or lawyer might help.
