Monthly Social Security payments in the United States are delivered on a schedule determined by the beneficiary’s date of birth and the kind of benefit. Those who started getting payments after May 1997 receive their funds on the second, third, or fourth Wednesday of each month. Those who started before that date are paid on the third of each month (this final group has had their money from the beginning of the month).
For March 19, 2025, which is the third Wednesday of the month, it applies to beneficiaries whose primary worker was born between the 11th and 20th of the month. This category covers retirees, disabled individuals, survivors, and dependent family members listed on the worker’s record with the specified date of birth.
Some receive up to $5,108 from Social Security
The payment date is solely controlled by the birthday of the principal worker, not the secondary recipient. The deposit is received on the same day by all receivers associated with that record, whether they are spouses, children, or survivors. This approach aims to reduce congestion while ensuring transaction flow.
Official data show that the maximum benefit in 2025 will be $5,108 per month. This figure is applicable to persons who have accumulated 35 years of income subject to the taxable maximum — $176,100 in 2025 — and have waited until age 70 to apply for benefits to take advantage of the 8% yearly delay adjustment.
The average payout for all beneficiaries in January 2025 was $1,837.91, according to the Social Security Administration’s monthly report. Retirees earned an average of $1,978.77, whereas disability claimants received $1,580.67. Survivors averaged $1,546.57, while retiree spouses averaged $931.28.
Retirement benefits require at least ten years of contributions (40 credits) and a minimum age of sixty-two. The sums are derived using the indexed average earnings(AIME) for the 35 years with the highest incomes. Claiming before the full retirement age lowers the monthly benefit.
Disability benefits require medically documented employment disability and recent payments to the system. Survivors – widows, children, or dependent parents — are compensated depending on the deceased’s history, adjusted for age and relationship. Formulas are specific to each group.
Table of average benefits by type, according to SSA data
Generalized average: $1,837.91
Retirement and Survivors: $1,892.73
- Retirement Benefits: $1,929.20
- Retired Workers: $1,978.77
- Spouses of Retirees: $931.28
- Children of Retirees: $919.02
- Survivor Benefits: $1,546.57
- Children of Deceased Workers: $1,135.54
- Widows and Widowers (non-disabled): $1,835.82
- Widows and Disabled Widowers: $951.26
- Parents of Deceased Workers: $1,684.81
Disability Insurance: $1,439.53
- Disabled Workers: $1,580.67
- Spouses of Disabled People: $431.53
- Children of the Disabled: $510.02
Please note that this is only averaged and generalized data, and is intended for informational purposes. If you are a beneficiary, your amount may undoubtedly be different because each case is particular and unique.