The federal body in charge of giving monthly benefits to retired workers in the United States is called the Social Security Administration (SSA). They have confirmed the date when these people will get their first check increase.
The cost of living adjustment (COLA) boost that all beneficiaries get means that they have enough money to cover their costs and keep their purchasing power. This check rise is because of the COLA boost.
People who retired after May 1997 and filed for Social Security payments will get their first raise on January 8, 2025, according to data from Social Security.
It is important to remember that the exact percentage has not been set yet, but the most recent estimates suggest that the final increase could be around 2.5%.
Retirees will get their new Social Security check increase as of January 2025
Based on the Social Security payment plan, retired workers and people who claimed benefits from the retirement, survivor, and disability insurance (RSDI) program after May 1998 will start getting their benefits on January 8, 2018.
The SSA’s payment rules say that retired workers will get their benefits based on the day they were born. Here are the upcoming payment dates based on the birth dates of the recipients.
Do not forget that if your payment does not arrive on time, you should wait at least three mailing days before calling customer service. This is because your bank may be taking longer than usual to handle payments.
| Social Security checks with COLA increase | Monthly benefits (2025) | Criteria to deliver monthly benefits |
| Beneficiaries who meet retirement, survivor, and disability benefits requirements | January 8th (Wednesday) Advertisement
January 12th (Wednesday) January 22nd (Wednesday) |
Day of birth: 1st–10th. Advertisement
Day of birth: 11th–20th. Day of birth: 21st–31st. |
Our goal was to let you know how much your Social Security payments would go up if your monthly benefits went up by 2.5%. This is because the official COLA raise for 2025 will not be announced until October.
Remember that the final proportion and, by extension, payment amounts can change. This is just a rough guess of how much Social Security benefits will go up in the future.
| Retirement benefits (plus 2.5%) | Survivor benefits (plus 2.5%) | SSDI benefits (plus 2.5%) | SSI benefits (plus 2.5%) |
| On average: $1,948 Advertisement
Age 62: $2,778 Age 67: $3,918 Advertisement
Age 70: $4,995 |
On average: $1,543
Individual: $1,817 Advertisement
2 Children: $3,744 |
On average: $1,575
Blind recipients: $2,655 Advertisement
Maximum payment: $3,918 |
On average: $715
Individuals: $967 Advertisement
Couples: $1,450 Essential person: $484 |
What are the requirements to qualify for the Social Security check every month?
You must be at least 62 years old, have reached your full retirement age (FRA), and have paid Social Security taxes for at least 10 years before you can apply for a retirement program.
Because Social Security keeps track of your payments, you need to have made at least 40 Social Security credits during the year. Your total wage and self-employment income determine how many credits you have.
That is, you need to have worked for about a year to get one point, though this can change over time. Finally, you need Social Security credits in order to be able to retire, but your monthly retirement income is not based on how many credits you have.
Also, you need to have earned Social Security credits before you can apply for disability payments. If you don’t, you will not be accepted. This is how the SSA says it should work: people who paid payroll taxes before they got disabled will get SSDI payments.
It is possible to get Supplemental Security Income (SSI) even if you have not paid your payroll taxes because you are ill.
Disabled students must not only get enough credits, but also show physical proof that they are blind or have a disability that will keep them from doing substantial gainful activity (SGA) for at least 12 months.