Beginning on the second Wednesday of February 2025, the Social Security Administration (SSA) will begin distributing corresponding payments to beneficiaries. Payments are scheduled for February 12, 19, and 26, and are solely determined by each beneficiary’s date of birth.
Those born between the first and tenth of any month will receive their payment first, on February 12. Recipients with birthdays between the 11th and 20th will receive their payment on February 19, while those born between the 21st and 31st will be served on February 26.
Some Social Security payments that were advanced
In addition to regular and periodic retirement payments, the Social Security Administration (SSA) provides other benefits such as Supplemental Security Income. Normally, these payments are made on the first of each month, but the February payment was moved to January 31 (because the 1st is a Saturday).
However, these beneficiaries, who may be retirees (and are receiving these additional funds to improve their financial situations), will also have their March SSI payment advanced to February 28. The next payment will be on April 1st.
Meanwhile, retirees will receive their three March payments on March 12, 19, and 26, using the same logic as in February, as described in the first two paragraphs of this article.
Maximum retirement payments for 2025
Retirees can receive a maximum payment of $5,108. This amount is only intended for a specific group of retirees who meet certain criteria.
Beneficiaries must have delayed retirement until they reach the age of 70 in order to receive the full payment. Those who retire before the Full Retirement Age (FRA) receive reduced benefits.
The Social Security benefit is calculated based on the beneficiary’s 35 years of highest earnings. To be eligible for the maximum payment, you must have had consistently high income throughout your working life, close to the maximum taxable limit (which in 2025 will be around $168,600 per year).
To be eligible for Social Security benefits, recipients must have accumulated at least 40 work credits (the equivalent of 10 years of work). However, for the highest pay, a longer, well-paid work history is required.
Finally, they should choose to retire at age 70, as receiving it before then significantly reduces the monthly amount.
