This is good news for US seniors. The Social Security Administration (SSA) is finalizing and ready to give out January payments. Every month, the agency is in charge of distributing benefits to retired workers, survivors, and recipients of Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI).
The SSA has already sent all January payments in 2025, including those for SSI beneficiaries, beneficiaries who began receiving payments before May 1997, and those born between the 1st and 10th, 11th and 20th, and 21st and 31st. However, on January 31st, the SSA will make other payments totaling over $970 to some beneficiaries.
Who will receive the SSA advance payment?
On Friday, January 31, the Social Security Administration (SSA) will distribute a February advance payment to Supplemental Security Income (SSI) recipients. Because February 1 is a Saturday, the payment for that month is brought forward and sent out one day early. In 2025, the maximum monthly federal amounts of Supplemental Security Income (SSI) have increased to $967 for an eligible individual, $1,450 for an eligible couple, and $484 for an essential individual, however the exact amount varies by beneficiary.
Similarly, the Social Security Administration will make the relevant payments with the economic news already included, so beneficiaries will see an increase in their amounts. However, the Administration will also issue a letter to these organizations outlining all of the changes in pension payments as well as the invoice for the amount in question. Therefore, the Social Security calendar for next February is as follows:
- Friday, January 31: Beneficiaries of Supplemental Security Income (SSI) (Payment corresponding to February 2025)
- Monday, February 3: Beneficiaries who began receiving payments before May 1997
- Wednesday, February 12: Beneficiaries with birth dates between 1 and 10
- Wednesday, February 19: Beneficiaries with birth dates between 11 and 20
- Wednesday, February 26: Beneficiaries with birth dates between 21 and 31
- Friday, February 28: Supplemental Security Income (SSI) beneficiaries (March payment)
New SSA payment amounts in 2025
The Cost of Living Adjustment (COLA) increased Social Security benefits amounts by 2.5 percent. According to the Social Security Administration (SSA), the average payouts for 2025 are as follows:
- All retired workers: from $1,927 to $1,976
- Elderly couple where both receive benefits: from $3,014 to $3,089
- Widowed mother with two children: from $3,669 to $3,761
- Elderly widow(er): from $1,788 to $1,832
- Disabled worker, spouse and one or more children: from $2,757 to $2,826
- All disabled workers: from $1,542 to $1,580
In addition, the maximum federal monthly Supplemental Security Income (SSI) amounts have increased to $967 for an eligible individual, $1,450 for an eligible couple, and $484 for an eligible individual. The maximum amounts that a retiree can get in 2025, however, are not connected to the COLA rise. They are as follows:
- 62 years old, $2,831
- 65 years old, $3,374
- 66 years old, $3,795
- 67 years old, $4,043
- 70 years old or older, $5,108
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